Having expired car insurance is now MORE expensive in Saudi
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Saher cameras can instantly tell if your car has a valid car insurance policy. The moment your car insurance ends, you’ll get a fine — no warnings or second chances! This only makes driving with expired car insurance in Saudi Arabia more expensive than ever, as you’ll get a new fine every 15 days until you renew car insurance.
Save yourself a lot of money and a world of trouble: compare and buy car insurance online before it’s too late!
Car insurance is mandatory in Saudi Arabia
Driving without car insurance in Saudi Arabia is a traffic violation. The penalty for having expired car insurance is 100–150 SAR.
Expired car insurance penalties add up fast!
You’ll get a new fine every 15 days until you renew your car insurance. Over a year, that adds up to between 2400 and 3600 SAR in fines for expired car insurance alone.
Fines are only the start
Thinking it’s cheaper to just pay the fine for expired car insurance for a full year? Think again. Those fines could only be the start…
One accident is far more expneisve
One accident can quickly make car insurance prices look like nothing.
A minor car accident could easily cost you 15000 SAR or more to fix. Now, imagine the bill for damaging a new or a high-end car, like a Mercedes!
This is where car insurance saves you.
- With a third party car insurance, your insurance pays for the damage to the others.
- If the other driver doesn’t have insurance, comprehensive car insurance is still the smartest choice. It saves you from months of stress and trouble, ensuring you can repair your own car without chasing the other driver.
Use Absher to check your car insurance
Not sure when your car insurance ends—or even if it’s active?
Log in to your Absher account and use the Public Query Vehicle Insurance Validity service. You’ll instantly see the start and expiry dates of your coverage.
What to do if you’re fined but have car insurance
Sometimes mistakes happen. If you get a ticket but your insurance is valid, here’s what to do:
- Dispute your traffic violation online from Absher
- If that doesn’t work, visit your local Traffic Authority office and file a dispute there. Once they confirm you have valid car insurance, the fine will be removed.
Don’t wait for Saher to flash before you act!
Always renew your car insurance before it expires. To get the best deal, don’t rely only on insurance renewal from your current company, because there are many companies in the market—and prices vary a lot.
Before you renew, use a comparison website to check your current company’s price against other licensed car insurance companies in Saudi Arabia like Takaful Al Rajhi, Malath Insurance, and SAICO.
Compare smart, not just cheap
When you compare comprehensive insurance prices in Saudi,
- Go for the lowest deductible you can afford, even if the price is a bit higher.
- Avoid offers where the insured value of your car is set too low, because this is what decides if the car is a total loss & how much you get when your car is a total loss.
If you’re looking for best third-party car insurance offers in Saudi Arabia,
- Don’t just go for the cheapest third party car insurance.
- Look for Third Party “PLUS” offers— these include helpful extras like one-time car repair, or roadside assistanc, personal accident coverage.
