Will Car Insurance Cover 17-Years-Old
All drivers in Saudi — No matter how old they are, no matter how experienced they are — need two things: a valid driver’s license and car insurance. The big question: what about 17-year-olds with those temporary licenses in Saudi? Does that count for insurance? The short answer: Car insurance in Saudi Arabia requires drivers to be at least 18 years old to be covered.
To save you more frantic searches, this blog will explain exactly when and how teen drivers in Saudi are covered under insurance. Read on for the details!
Yes, insurance can cover other drivers. But…
Car insurance companies in Saudi can cover other drivers that you authorize to drive your car. But, they have 2 strict rules
- The driver must be 18+
- The driver must have a ‘full’ driving license.
For comprehensive insurance, there’s one more rule:
The driver must either be a private driver employed by the car owner (under a formal contract) or an immediate family member.
What a temporary license can & can’t do for 17-years old
A 17-year-old in Saudi Arabia can get a temporary driving license to drive a car, but that’s it. The temporary driving license has its limits:
❌ You can’t register a car in your name
❌ You can’t drive outside of Saudi Arabia
❌ You can’t be covered under the car’s insurance
A 17 years old is out of luck
There’s no way a car insurance company will cover a driver under 18 who causes an accident — no matter what kind of insurance the car has (third-party or comprehensive insurance).
Car insurance companies in Saudi Arabia have strict age requirements—every driver must be at least 18 years old. If a driver under 18 causes an accident, the insurance company will reject the claim entirely.
Even if the car is insured, allowing an underage driver to drive your car means lose your right to any compensation. Worse still, if the accident causes damage to others, the insurance company can come after you to repay any compensation they had to cover.
✔ Once you’re 18, you should know…
that you can swap your temporary driving permit for a full driver’s license.
Age impacts car insurance rates
Turning 18 means you can get your own car insurance in Saudi Arabia. But be aware: insurance is usually more expensive for drivers under 25. This is because younger drivers are statistically more likely to be involved in accidents. So, drive responsibly and avoid accidents to build a no-claims discount and lower car insurance renewal prices.
There are different types of car insurance
- Third-Party insurance is what you need to avoid the fine for driving without insurance in Saudi. This insurance only covers damages you cause to others ie. it won’t pay to repair your own car!
- Comprehensive insurance includes everything third-party insurance offers, PLUS repairing your own car after accidents (no matter who is at fault), or natural disasters. It also provides many extra benefits like roadside assistance.
The best way to find cheaper insurance is
The easiest way to get the best car insurance deal in Saudi? Use price comparison websites—they make the process ten times easier!
Websites like — like Tameeni, Bcare, or wakeel let you compare multiple quotes from different insurance companies in Saudi Arabia all in one place, so you can find the best coverage at the lowest price possible.
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