Manafith: insurance for cars entering Saudi Arabia
As a GCC local, you’re probably no stranger to the idea of driving your car to Saudi Arabia. For many of us, Saudi Arabia may already be our go-to for long weekends — either to see family, check out events, do Umrah, or even just cafe hopping in Al Khobar! If this is your first time travelling to Saudi by car (or if it’s been some time since you last did,) you need to know one thing: The quick and easy way to get your Saudi car insurance is to do it online!
Get to know Manafith & Saudi entry requirements, avoid the long lines and paperwork at the border.
What is Manafith?
Manafith is an online service that allows you to buy Saudi car insurance online without the hassle of long lines at the border.
By law, all GCC and international vehicles entering or passing through Saudi Arabia must have valid Manafith insurance.
What does Manafith car insurance cover?
Manafith insurance covers damage or injury you may cause to others while driving in Saudi Arabia — just like a third-party insurance policy.
Optional add-ons like roadside assistance and paying for your own car repairs are available for an extra charge.
How much does Saudi car insurance cost?
A 1-week policy from Manafith costs 120 SAR, but the price varies based on the duration and the type of coverage you choose.
Get your car insurance before you get to Saudi Arabia
Skip the border hassle, just do this before you leave:
- Go to Manafith official website or download the app
- Choose how long you need insurance coverage (week, month, year, etc.)
- Enter your car details
- Pay online using Apple Pay or a debit/credit card
- Save a copy or screenshot of the policy — you’ll need it at the checkpoint.
Driving to Saudi: what else do you need
- Valid passport or ID card
- Valid driving license (GCC license or International accepted)
- Your car’s registration papers. (If the car isn’t yours, you’ll need a permit from the owner)
Know which border is best to enter Saudi Arabia
Saudi Arabia shares borders with Bahrain, Jordan, Kuwait, Oman, Qatar, UAE, and Yemen. Each country has a specific border crossing for cars entering or leaving Saudi Arabia.
Here’s a list of the borders:
- UAE to Saudi: Al Batha border
- Kuwait to Saudi: Al Khafji or Raq’i border
- Qatar to Saudi: Salwa border
- Bahrain to Saudi: King Fahad Causeway border
- Oman to Saudi: Rub Al Khali border
- Jordan to Saudi: Al Haditha border
- Yemen to Saudi: Al Wadiah border
Of course, you can still get insurance at the border, but why waste time in line?
🗺️
Check Saudi borders live camera on ZATCA’s website so you can avoid wait times
One more thing to know: Manafith doesn’t work if you’re coming from Bahrain
King Fahd Causeway has its own app, “Jesr,” where you can buy the required car insurance to enter Saudi Arabia online. Find the details in our guide here🔗 “King Fahd Causeway insurance goes fully digital!”
What happens if I get into a car accident in Saudi?
https://najm.sa/sites/en/pages/accident-reporting-procedures
- Step 1: Report the Accident: If no one is hurt, call Najm at 199033 — or use their WhatsApp number 920000560
- Step 2: Follow Najm’s Instructions
- Najm will visit the scene, assess the accident, decide who’s to blame, and create an official accident report. This report will be avaialbe on their app.
- Step 3: Insurance Claims
- From Najm app, can get insturction on how to file a claim — Manafith insurance will pay for the damage you cause to others.
- If you have comprehensive insurance that covers Saudi Arabia or the GCC, you can use the same report to file a claim with your home insurer to get your own car repaired.
How do I find out who my car insurance is with?
- The name of your Saudi car insurance company is listed at the top of your policy
- You can also find it in your accident report from Najm
A few different things about car accidents in Saudi
📌 Traffic police (Moroor) only respond to accidents when someone is hurt. After a car accident in Saudi Arabia, call Najm on 199033.
📌 Accident fault isn’t always 100% on one driver. Drivers usually share a percentage of the blame—like 25%, 50%, or 75%—based on what happened.
📌 Manafith entry insurance is still required even if your car insurance has GCC coverage. The GCC coverage it only pays for damage to your car—not the damage you may cause to others.
Insurance for Non-Saudi Cars in Saudi Arabia
If you’re reading this to learn more about which insurance companies offer policies for non-Saudi vehicles inside the Kingdom, start with our guide on how to import a car to Saud Arabia.
Once you’re ready for the car insurance part, you can easily compare rates and get the best car insurance in KSA online through trusted comparison websites — no phone calls or in-person visits needed!
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