Found cheapest vehicle insurance KSA online? Think again

It’s smart to be careful, even when you’re looking for best car insurance in Saudi Arabia. Scammers are always looking for ways to trick people, and their best trick is offering amazing deals online with promises like “cheapest car insurance in Saudi” or “vehicle insurance discount”

Before you pay, make sure the deal is real.

Before you buy car insurance online, check the source

Found a lower price for car insurance online? Don’t rush to payment until you’re certain the website is either:

• An official website for a licensed insurance company in Saudi Arabia.
• A licensed insurance broker (a website where you can compare and vehicle car insurance online in Saudi)

How to tell if a website is safe to buy car insurance online in Saudi Arabia

It’s easy for scammers to copy a company’s logo or website design. So, don’t just trust what you see. Instead, check these signs:

• Look at the URL. Unsafe website often have small spelling errors in the name to trick you. Look closely to make sure it’s spelled correctly.
• Check for the lock icon. When you are about to pay, make sure there is a small lock icon in the address bar and that the address starts with https://. This means the site is secure and your personal information is encrypted and safe from hackers.
• Correct car details. Safe website will automatically fill in your car’s details after you enter your vehicle’s number. This is a sign they are connected to official Saudi government databases.
• Watch out for payment requests. A safe car insurance website will never ask for your bank account login or ask you to transfer money to a personal bank account (IBAN). Only use trusted payment options like Visa, Mastercard, or Mada.

When in doubt, check Saudi Insurance Authority website

If you find amazing car insurance prices on a new website, you can always check with the official Saudi Insurance Authority. They have an updated list of all companies and brokers licensed to sell car insurance in Saudi Arabia.

find the list visit Insurance Authority > Licenses > Licensed entities

Car insurance scams don’t just happen online

Never buy car insurance from individuals or offices that offer “cheap insurance” or “50% discounts.” Working with these unlicensed sellers can cause big problems later on. Here’s how they often trick people:

Changing some of your information

They might change your age if your’e under 25, or change your registered city to lower the price. This is a big problem, if an accident happens. If any of the information on the policy is false, the insurance company can legally demand you repay any compensation already paid out.

Faking car insurance documents

After taking your money, they may send you what looks like an official insurance policy document. But if you check car insurance deatils on Absher or Najm, you’ll find:

• No active insurance for your car
• Car insurance type is different from what you paid for
• Car value set much lower than its actual worth
• Deductible is higher than agreed
• Car insurance company name is diffrent

Bottom line — stay alert!

Always stay alert, especially during sales seasons or when you see too-good-to-be-true offers. Scammers target people during these times because everyone is looking for a deal.
Your safety and peace of mind are worth more than a slightly lower price for car insurance in Saudi Arabia. So, don’t risk it for a deal that’s too good to be true!