How to find cheap car insurance in Saudi Arabia online

If you’re looking for cheap car insurance in Saudi Arabia, you need to know that prices aren’t the same for everyone. Your age, car, driving history, and even your location all play a role! There’s also a big difference between comprehensive insurance and third-party car insurance prices in Saudi Arabia.

But don’t worry — there are ways to get low price car insurance without having to think about using Tabby or Tamara. Here’s how 👇

Here are 6 things to do if you want cheap car insurance in Saudi Arabia 🤔

1️⃣ Only pay for what you need 📝

Don’t choose a more expensive car insurance policy with unnecessary optional add-ons. Go for one that has everything you need for a great price. The cheapest car insurance in Saudi Arabia is third-party car insurance, which only covers damages to the other driver in an accident and not fixing your car.

To save money, you could switch from comprehensive to third-liability. But if your car is important to you, look for a “lite” version of comprehensive, like:

• Tawuniya’s Sanad Plus
• Takaful Al Rajhi’s Wafi Smart
• Or any other car insurance policy that’s a mix of both.

2️⃣ If you’re buying comprehensive car insurance, increase your deductible 💳💰

A car insurance deductible is the amount you pay out-of-pocket when filing a claim. If you increase your deductible, your comprehensive insurance price will go down. The higher the deductible, the lower you’ll pay for your vehicle insurance — and vice versa.

3️⃣ Check what your bank has to offer 💳

Many banks and credit card providers in Saudi Arabia will get you a discount on your car insurance with some providers. Before renewing your insurance, check your bank’s website or social media pages to see if there’s a discount offer you can use.

4️⃣ Plan to renew your car insurance online during promotion times 🎉

Almost all car insurance companies in Saudi Arabia offer special deals and discount codes around:

• ✔ Foundation Day
• ✔ Saudi National Day
• ✔ Black Friday
• ✔ End of the Year

If your car insurance is close to expiring during one of those sales, renew early and set the start date after your current policy ends. That way, you’ll get cheaper car insurance by getting both discounts: the sale discount and your Najm discount.

5️⃣ Compare quotes and shop around 🧐

You won’t be surprised to hear that our top tip for getting cheaper car insurance in Saudi Arabia is to shop around and compare!

That’s because car insurance prices in Saudi Arabia, especially for comprehensive car insurance, differ a LOT! We’re talking 20% or more! So, using comparison sites like Tameeni or wakeel is a smart move. They show you a few quotes, let you sort by price, and allow you to buy car insurance online.

6️⃣ Drive with care to keep your Najm discount📜

Building up your Najm No-Claims Discount will help you get cheaper car insurance in Saudi Arabia, as insurers reward claim-free drivers with discounts at renewal.

With a clean driving record, you can get a discount of up to 60%! So, try your best to follow the rules and drive defensively —it pays off!

⚠️ “Hacks” to avoid when you’re searching for cheap car insurance (they’ll get you in trouble)

• ❌ Don’t use a fake address or city. it counts as providing false information
• ❌ Lower your car’s value just to get cheap insurance. Being honest about your car value ensures you get good compensation if a total loss occurs.
• ❌ Buying third pary car insurance only. third party is the cheapest car insurance option in Saudi Arabia. But, it will only pay to repair the damage you cause to others. If your car is stolen, damaged in an accident, or hit by a natural disaster, you will have to pay for all repairs and expenses yourself.
  

💡 Last but not least, don’t just focus on price!

Saudi car insurers are currently fighting for customers with their offers. A price that looks low at first glance might not actually be the best deal available. The only way to guarantee you’ve found the cheapest car insurance in Saudi Arabia is to compare car insurance prices side-by-side to see which company is truly offering the best deal.